Old-age pension provisioning gradually becomes a necessity that every citizen has to cope with for himself. The state's basic provisioning is being reduced in order to avoid a financial collapse in the future.

Self-provisioning thus needs to be considered carefully. The array of possible saving and investment forms has become so diverse and confusing that an advisory assistance is recommendable. The choice of optimal provisioning mode involves a number of legally marked fields, for example real estate purchase, tax-oriented investment forms, the choice of life insurance or bank product, up to stock or fund purchase or speculative engagement in venture capital or private equity program.

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